Our Views

  • Posted January 27, 2023

    Client Letter January 2023 Excerpt

    As we head into 2023, the economic and investment headwinds of 2022 are largely still in place. The difference now is that we are further along in declines and also there is the possibly the economy can shift to become more market friendly late in the year. Even though the economic and investment horizon is…

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  • Posted August 25, 2022

    Reduce IDENTITY THEFT risk

    Risk Minimization Actions Verify at least monthly that your device is updating.  Most people rely on the automatic updates that most devices can be directed to do in the background with install and re-launch happening off peak hours.  It is always wise to check that updates are actually occurring.  Not only on your computing devices…

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  • Posted November 3, 2020

    Make Sense of 5G – July 2020

    Make Sense of 5g The race to go full throttle 5G is on. All four major US carriers (KT Corp, LG U plus Corp, SK Telecom and Verizon Communications) now have some form of 5G wireless which rolled out in April in limited US cities. Compare that to South Korea where half of its population…

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  • Posted November 3, 2020

    INVESTMENT FOCUS – August 2020

    PROMISING INVESTMENT OPPORTUNITIES GOING FORWARD- August 2020 Over the past few years, we have identified and invested in several secular trends.  This has always been an important part of our research process.  Investing in trends enhances the opportunity for positive longer-term investing We believe that the Covid 19 virus is accelerating several of these shifts,…

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  • Posted November 3, 2020

    2020 CLIENT LETTER

    July 2020 Excerpt Covid-19 is here in all its fury. Life as we knew it no longer exists and the economy and society struggle to adapt to a new way forward.  Because of this, we find it difficult to reconcile the size and speed of the stock market rebound at the beginning of June with…

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  • Posted March 6, 2018

    February Market Correction

    Volatility returned to the stock market in a big way at the beginning of February.  So far the correction, now 8% off the high point has been isolated to the equity market.  There has not been a “flight to quality” that one might expect with such large equity price swings. While most market pundits talked…

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  • Posted November 16, 2016

    After the Election

    After the presidential election and its surprising results, I offer a brief note on the financial implications.

    Donald Trump’s victory will create uncertainty in the financial markets going forward but at the same time in the near term create certainty in the form of a final outcome after many distressing months of ugly debate. Regardless of your politics, market price movements ahead may be a cause for anxiety, so I wanted to reiterate that we have a strategy, which doesn’t dwell on panic market moves, works to address potential pitfalls along with opportunities. I don’t think this moment is an occasion to speculate on investment sector winners and losers. A Trump presidency can mean many things, so I believe that guessing who gains and loses at this point is premature and unproductive.

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  • Posted October 1, 2016

    2016 Third Quarter Client Letter

    Enclosed is your Investment Report for the most recent quarter ending September 30, 2016.

    The S&P 500 was up 3.3% for the quarter. Virtually all of the quarterly gain in the stock market came in July with August and September being quiet and a little negative.

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